Try Now

If you've ever wondered what your score was, or how to better your score, this is a perfect opportunity for you to learn!

Credit Check Request

Get Started

We think everyone deserves a break, which is why our Skip-A-Payment Program is now year-round.

Skip a payment

Download our mobile apps for free today for iOS or Android.

Always with you.

Home

click here to apply today

Paying too much for your auto loan with 
another lender?       

Loan Special 4.50

Refinance and take advantage of rates as low as 4.50% .       

*Annual Percentage Rate. APR based on creditworthiness, so rates may differ. Rates include .50% discount for payroll deduction & active checking. Special ends November 30, 2024. Payment example: Loan amount of $20,000 at 4.50% APR for 72 months would have a monthly payment of $317.48.

Click here for more info

Cent Save

Sign Up to register for the Cent Save deposits by clicking on the link below

Traveling This Summer?

Be sure to notify us of your travel plans to ensure you will be able to use your debit and/or credit card.

Watch Your Home Dreams Blossom

Improve your finances with a STJ Home Equity Loan!

ACH Deposit

Sign Up to get registered for the Early Funds ACH Deposits by clicking the link below

Shred-It Dates

If Your Debt Has You Down, We Should Talk

Trinity Debt Management

We've partnered with Trinity Debt Management to help you make sense of your personal money matters. For more information call us at (330) 478-8400 ext. 111

Card Suite Lite

Download the new app, Card Suite Lite, to control your VISA card and receive transaction push notices with Card Suite Lite. Please check with us for more information or click on the link below.

cd special 

11 Month

2.50 % for deposits up to $24,999.99 APY* of 2.52%

2.75% for deposits over $25,000.00 APY* of 2.78%

Other Terms and Rates Available

CardNav App

Manage and protect your MasterDebit Card by downloading the CardNav app!

Annual Dinner Meeting

Scholarship 2025

Apply for the 1,000 William Davis Scholarship!
Applications will be accepted starting 
Nov. 1 and are due by Jan. 31, 2025.  Winner must be present at our Annual Dinner on March 15, 2025 to accept the scholarship.  For eligibility and requirements contact us.

skip-a-pay

STJ's Skip-A-Pay program in now available year round!

click here for more info

Shared branching

We have partnered with other credit unions across the country to provide you convenient access to accounts.
You can conduct transactions at more than 5,000 locations nationwide including nearly 400 in Ohio and
West Virginia. When you are across town and can’t get to your branch or you’re relocated due to a natural disaster, your credit unions remains accessible because of Shared Branching. 

Apply today!

Visa Balance Trans special

Shop. Swipe. Sign $ave!
With our VISA® Classic Card with ScoreCard Rewards!

•	Rates as low as 3.99% APR
(After 12 billing cycles, rate reverts to the standard rate of 8.75% APR.)
•	A terrific card with reward points and travel insurance
•	Generous credit limits up to $7,000


Apply Now

New Auto

New Auto Loan

Used Auto

Signature

With YOUR Credit Union you don’t have to have perfect credit to achieve your dreams. Whether it’s a loan for a new car, motorcycle, Home Equity or much-deserved vacation, you’ll know you are getting the best possible rate.