- See Current Rates.
- Maximum loan amount is 80% of appraised value; minimum loan amount is $10,000.
- Property must be vacant, unimproved land for residential use only, acreage size is limited.
- No building or structures allowed on land at time of closing.
- Must be located within Stark County.
- Escrow account is not required or available.
- Weekly, bi-weekly, semi-monthly, or monthly payment plans are available in conjunction with an automatic payment such as payroll deduction, direct deposit, and automatic transfer.
- Servicing of loan will be retained by STJ Federal Credit Union and not transferred.
- Credit and other qualifications apply for loan approval.
STJ now offers DocuSign.